"Just moved to a new area and having a hard time meeting new people?"
"Are you a single parent with a full-time job and too much to do?"
"Hoping to buy a new home but not sure if your credit is good enough?"
 

Mastered consultants can also help you:

• Organize a move and buy or rent a new home
• Address parenting concerns
• Build better relationships
• Get organized, plan your week, and overcome overload at work and at home

Have you signed up yet to receive one of our popular monthly newsletters?  You maybe missing important, timely information on many subjects of interest.  You may be missing important, timely information on many subjects of interest.  Simply go to www.lifeworks.com and click on the "Email Newsletters" section at the bottom-left of your screen.  You will be asked to check off your interests, and then, according to your selections, you will receive our popular monthly newsletters.

You can visit www.lifeworks.com to read or download these informative helpful articles:

• Setting Life Priorities:  Figuring Out What is Important to You
• What You Should know About Your Credit Record
• Planning Ahead and Moving to the U.S. for Work
• Planning a Wedding when You Have Children
• Buying a Home with Your Partner
• Helping Your Child Learn to Resolve Conflicts
• Coping with Loneliness
• Dealing with Information Overload

LifeWorks offers advice, information, and support to help you take care of yourself all year long.

"LifeWorks can help you with Quick Tips for ordering a free copy of your Credit Report."

Your credit report is an account of our personal financial history.  It includes a record of all the loans and credit accounts you've had for the last seven years -- including every late payment -- as well as any legal judgments or outstanding accounts.  When ever you apply for a loan or credit card, and many times when you apply for an apartment or job, some will check your credit report to see if you a history of paying your bills on time.  It's import to check your credit reports regularly to be sure there are no errors.   It's also one of the best things you you can do to prevent identity theft, because any fraudulent charges or accounts will appear on your report.

Thanks to the Fair and Accurate Credit Transactions Act (FACTA), signed in 2003, every U.S. citizen is entitled to a free credit report once a year from each of the three main credit reporting bureaus:  Equifax, Experian, and TransUnion.  FACTA is being rolled out state-by-state, with residents of western states being eligible for free credit reports first. By September 2005, residents of every state in the U.S. will be able to order free credit reports once a year.

Ordering your credit reports

There are three ways to order your credit reports:  online, by phone and through the mail. To request a free copy of the the Life Article "Quick Tips for Ordering A Free Copy of Your Credit Report."

To order your free materials or to speak with a master's consultant,
 call LifeWorks at 877-234-5151 anytime  LifeWorks also has helpful materials
available in Spanish.  Para informacion sobre este programa en Español, visite en-linea  en
www.lifeworks.com o llame al 888.732.9020.
 You can visit the LifeWorks web site at www.lifeworks.com (user id:  Palmer; password: health) and click on
This Month's Feature to read or download articles.

LifeWorks^® is brought to you by Palmer Counseling Services and delivered by Ceridian..
It's effective, easy to use, confidential,  and available to you at no cost.  And best of all, it's here for you and your entire family to use - any time of day, wherever you are. So get in touch with us today.  LifeWorks is available online or toll free. We have consultants who speak Spanish and offer simultaneous translation into more than 140 other languages.

To make an appointment, or if you have questions call Palmer Counseling at 563.884.5655,
Monday though Friday 8:30 - 4:00 pm.
Contact:   Lori Newman, Ph.D.

Archived LifeWorks^® Featured Articles

Performance and Enhancement Wellness

Give yourself the freedom to be healthier, work smarter and enjoy your life more.  Thanks to Palmer College of Chiropractic, we're pleased to bring you LifeWorks Student Resource and Assistance Program -- a toolkit of practical solutions and professional resources that you and your family can use every day.  Whether you need help managing stress or managing relationships, balancing our budget or college issues, you can call anytime to speak with a caring consultant, or visit us online to find the information and services you're looking for.  It's confidential and available 24/7 at no cost to you.  Let LIfeWorks Student Resource and Assistance Program help you make it all work.  Call or visit our website today.

• Confidential consultation

• Personal support

• Referrals to community resources

• Online articles and Life Workshops

• Newsletters and self-assessments

• Booklets and audio recordings with resources through Barnes and Noble

• 24-hour service, 7 days a week, everybody every day

• Call any day, anywhere, anytime to talk with a counselor when you have a personal concern. You simply contact the program and LifeWorks^® connects you with the professional consultant best suited to answer your particular concern or offer the support you need.

• Call as often as you like, whenever you like.

Disclaimer
"The Palmer Chiropractic page contains links to third-part Web sites. These links are provided solely as a convenience to you Palmer Chiropractic is not responsible for the content of linked third-party sites and does not make any representations regarding either the content or accuracy of materials on such third-party Web sites.  If you decide to access linked third-party Web sites, you do so at your own risk. You use of the third-party Web sites is subject to the Terms and Conditions of use for those sites."

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