Applying for Financial Aid

The Palmer team of financial aid professionals is ready to help you finance your educational goals. On this page we’ve outlined the four steps you’ll need to complete to apply for financial aid.

If at any point in the process you have questions or need assistance, please contact Palmer’s Office of Financial Planning:

  • Davenport campus (563) 884-5740
  • Florida campus: (386) 763-2701
  • West campus: (408) 944-6023

Step 1 – Fill out the FAFSA application

To begin, fill out the 2017-2018 FREE Application for Federal Student Aid (FAFSA) application.

You’ll need:

  • Federal Student Aid ID (FSA ID) – if you don’t have a FSA ID, you’ll need to create one.
  • 2015 Tax Return (you may indicate on FAFSA if you didn’t file)
  • Social Security Number
  • Current driver’s license number
  • The Palmer College of Chiropractic’s school code (012300).

Step 2 – Complete entrance counseling

If you haven’t previously received a Direct Loan or Federal Family Education Loan (FFEL), the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.

You’ll need:

  • Social Security number
  • Your FSA ID

Complete entrance counseling

Step 3 – Complete Direct Loan Master Promissory Note

The Master Promissory Note (MPN) is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan(s).

You’ll need:

  • Social Security number
  • Current driver’s license number
  • Two references who don’t share the same address
  • Your FSA ID

Complete Direct Loan Master Promissory Note

Step 4 - Complete Direct PLUS Loan application/credit check

This step is ONLY needed if you’ve determined you need aid beyond the Direct Unsubsidized maximum.

Please note that Direct PLUS Loans are credit-based and are only available to those who qualify.

You’ll need:

  • Social Security number
  • Current driver’s license number
  • Two references that don't share the same address
  • Your FSA ID

Complete Direct PLUS loan application/credit check

Choose your program