Closeup photo of a chiropractic adjustment

The Palmer financial aid team is ready to help you finance your educational goals.

On this page, we’ve outlined the steps you’ll need to complete to apply for financial aid.

If at any point in the process you have questions or need assistance, please contact Palmer’s Office of Financial Planning:

  • Palmer Main Campus: 563-884-5740
  • Palmer Florida: 386-763-2701
  • Palmer West: 408-944-6023

Step 1 – 2023-2024 FAFSA (school code 012300)

  • All FAFSA’s are sent to Davenport, Iowa campus for processing
  • Applying as a graduate or professional student seeking a graduate or professional degree

Step 2 – Entrance Counseling

  • Select Student Type: graduate or professional student

Step 3 – Master Promissory Note (MPN) for Subsidized/Unsubsidized Loans

Step 4 – MPN for PLUS Loans

Step 5 – Grad PLUS Loan Application

  • Award Year: 2023-2024 Loan Amount Requested: Maximum – gives you flexibility

Step 6 – Direct Deposit Authorization

  • Select “New” and “Student Refunds”

Eligibility for Federal Aid

To be considered for federal financial aid, you must be a U.S. citizen or an eligible non-citizen admitted as at least a half-time student to a degree program.

If you are taking courses but are not yet admitted into a degree program, then you do not qualify for federal aid.

Federal aid recipients must meet Federal Eligibility Requirements.

To apply for federal funds, you must also complete a Free Application for Federal Student Aid (FAFSA) form.

Loan borrowers must complete Loan Entrance Counseling and sign a Master Promissory Note (MPN).

It’s your responsibility to supply accurate and complete information on the FAFSA and to notify the financial aid office immediately of any changes in your enrollment plans, housing status, or financial situation, including information about any institutional or outside scholarships you will be receiving.

Determination of your financial need may be based upon the number of courses for which you register. If you enroll in fewer courses than you initially reported, your financial aid may be reduced or eliminated.

College-administered federal awards are not automatically renewed each year. Continuing students must submit a Renewal FAFSA each year by their financial aid office’s deadline. Renewal depends on the annual re-evaluation of your need, the availability of funds, and satisfactory progress toward the completion of your degree requirements.


Federal regulations (CFR 668.34) require Palmer College of Chiropractic to establish, publish, and apply standards of Satisfactory Academic Progress (SAP) for Federal Title IV financial aid eligibility. The purpose of measuring and enforcing these standards is to ensure financial aid recipients’ progress towards degree completion using both qualitative and quantitative methods in accordance with federal regulations. To be eligible for financial aid students must meet or exceed these standards. For more information, please see Palmer’s Satisfactory Academic Progress Policy.